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GCFS Inc. dba Greater California Financial Services (“GCFS”) is an Accounts Receivable Management (“ARM”) firm that specializes in the collection & recovery of specialized “legal” account receivable assets.  The firm has a well-documented history of success that dates back to 1974.  Today, as an affiliate of the FFAM360 Alliance of Companies, GCFS stands strong as one of the Nation’s premier organizations for the collection & recovery of special-situation “legal” assets, including but not limited to pre-litigation, litigation, and post-Judgement accounts receivables. 


Originally founded in 1974 in California by former BCIS Executives and industry leaders, GCFS quickly became one of the most widely sought-after firms for the collection & recovery of specialized “legal” accounts receivable assets.  Now, as a class-leading organization with a rich heritage of operational-excellence and quality-control dating back almost five (5) decades, GCFS continues to build upon this reputation as a market-leader whose best-practices and operational ingenuity make GCFS one of the foremost industry experts for its craft.

Wine Farm


  • Why is GCFS contacting me?
    GCFS, Inc is a collection agency.
  • What phone number do I call to make a payment?
  • How do I dispute any portion of all of the accounts that GCFS is contacting me about?
    Notify GCFS Inc in writing or by phone: 877-348-2009 GCFS, Inc. P.O. Box 3470 Paso Robles, CA 93447-3470
  • How do I request a copy of certain account documents related to my account?
    Contact GCFS at: GCFS, Inc. P.O. Box 3470 Paso Robles, CA 93447-3470 Phone: 888-872-9669


If you wish to make payment on an account that GCFS has contacted you about, we offer multiple options to conveniently and securely pay your outstanding bill. 

  • Check or money order made payable to GCFS, Inc to the following address. Please make sure to include your account number on the front of your payment.

Address for Payments:

GCFS, Inc.

P.O. Box 3470

Paso Robles, CA 93447-3470


  • By phone (check, credit card, debit card, or other forms)


Phone for Payments


This communication is from a debt collector. This is an attempt to collect a debt, and any information obtained will be used for that purpose.


Consumer resources

GCFS, Inc is committed to providing high quality services to consumers. As part of our customer experience we encourage consumers to review money management and financial education resources for a better understanding of how to improve their financial future.

Ask Dr. Debt (ACA International)

Ask Dr. Debt is a consumer resource with straightforward answers to frequent questions regarding credit and the collection process.


Credit Karma is an organization that offers consumers free access to their credit reports in addition to monitoring and improvement tools.

American Financial Services Association Education Foundation (AFSAEF)

AFSAEF is a non-profit organization established to heighten consumers’ awareness of personal finance responsibility. Their mission is to help consumers realize the benefits of responsible money management, understand the credit process and seek help if credit problems occur.

Disclaimer: This information contained in this website is for general informational purposes only. GCFS and our affiliates have provided you with web site links to many different web sites created and maintained by other public and/or private organizations, individuals and entities. GCFS provides links to these sites as part of our “customer experience”, and for the convenient use of our clients and customers. The presence of a link is not a GCFS endorsement of the site. When a link to an external web site is followed, the user is leaving the GCFS web site and may be subject to the privacy, security and other policies of the owner(s) or sponsor(s) of the external web site(s). GCFS is not responsible for the quality, safety, suitability or reliability of any external web site or any of the content or materials therein contained.

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